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Our congratulations go to AIA, who were recently announced as the ‘Life Insurance Company of the Year 2013’ at the Australian Insurance Industry Awards and finalists BT Financial Group and MLC/NAB Wealth. In our experience, this award is well deserved and according to Anita, YourShare’s personal insurance specialist: ‘AIA is always a pleasure to deal with, they offer a wide range of products with competitive premiums. We find it easy to match our members needs with AIA’s products for both coverage and price’.

Which raises the question – are you personally insured?

According to industry figures, Australia is one of the most underinsured nations in the developed world. Australian families are critically underinsured to the tune of $1.37 trillion*. Personal insurance may not cost as much as you think, and depending on which product you choose, you could get as much as 35% of your premiums in cash back each year.

What is personal insurance?

  • Life insurance is essentially cash to loved ones if you die, and thus are no longer here to provide for them.
  • TPD Insurance is a lump sum of cash if you become totally and permanently disabled.
  • Trauma Insurance will provide you a lump sum if you are diagnosed with a critical illness.
  • Income Protection will provide you with a monthly cover if you are too sick or disabled to work.

To find out more, click here: https://www.yourshare.com.au/products/life-insurance/

*http://www.lifewise.org.au/facts-research

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Written by NicoleSmith,
Monday October 14, 2013

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